PLBC
Plumas Bancorp
Dividend Growth | |
Min. Div. Growth Past 7 Yrs. ≥ 15%: 16.9% | |
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 15.5% | |
Years of Div. Growth ≥ 15: 8 | |
Income Generation | |
Current Yield 2.8% ≥ 20-Yrs Treasury Yield 4.3% | |
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
Debt-To-Equity 0.18 ≤ 0.45 | |
Last 12Months Cash Payout 0.21 ≤ 0.6 | |
Profitability | |
5-Yr Avg. Return-on-Equity 16.0% ≥ 15% | |
Last 12Months Return-on-Equity 16.7% ≥ 15% | |
Last 12Months Net Profit Margin 31.6% ≥ 10% | |
Fair Value | |
Average 5-Yrs High Yield 2.9% | |
Current Price $41.1 ≤ High Yield Price $39.2 | |
Average 5-Yrs Price-to-Earning (P/E) 7.5 | |
Current Price $41.1 ≤ Average P/E Price $35.9 | |
Current Price $41.1 ≤ Fair Value $46.4 |
Company Description
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. The company also provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. As of February 28, 2022, it operated 14 full-service branches and 3 lending offices. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada.
Dividend
Revenue
Earning
Free Cash Flow